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We offer you a viable alternative to bankruptcy and expensive consolidation loans. We guarantee results or you pay us notng. Just having objective trd party intervention can set the tone for amiable resolution. Our specially trained negotiators are experts at obtaining favorable results wch often lead to continued relationsps between the debtor and the creditor. No matter what stage you are in (overdue accounts, lawsuits pending, judgments entered, liens files), we can help. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. Don't consolidate your debt, negotiate your debt. We work directly with your creditors to negotiate reductions in your total unsecured debt balance. The more energy you expend worrying, the less work you get done, the less money you make, and the less you can afford to pay your creditors. If creditors have your number, you should have ours. (888) 475-2610 If you have suffered the anguish of having your automobile repossessed, you may tnk it couldn't get worse. But sometimes it does because a deficiency judgment could be filed against you. Many times debtors and creditors cannot get past their emotions to even tnk about settling a matter. Don't consolidate your debt, negotiate your debt.

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