Credit scores affect every aspect of our financial lives including qualification for loans and mortgages, the interest rates we pay, employment opportunities, and even insurance premiums.

Restoring your credit profile is one of the MOST IMPORTANT financial decisions you can make.

At Personal Touch Plus we are committed to restoring lives and educating families one Step at a Time. In fact, recent studies show that up to 79% of credit reports contain some type of error.

Personal Touch Plus is here to help you achieve your optimal credit profile. We make our process convenient, personal, and effective. Our programs are based upon extensive research of consumer credit laws, credit bureau /creditor tactics and persistence for our clients. We've helped of thousands of people correct their credit profiles and we're ready to help you too!

Who needs Credit Repair?
In today's financial climate, almost anyone can use a boost in their credit score. If you, like many, are in the market for a mortgage, refinance, or other line of credit, the rate you will pay and the loan amount for which you can qualify can improve if you raise your credit score. In many cases, you may not even qualify at all, until you've resolved certain items reported on your credit report.

Many today find they are faced with rapidly rising adjustable rate loans or balloon payments. You may be one of them, and concerned that you won't qualify for a lower, fixed rate, loan.

At Personal Touch Plus every service we offer is designed to raise your credit score. From credit restoration to debt negotiation, we believe your credit score can and will be improved. A credit score is just a snapshot in time. Your credit score is always changing.

We offer these services to couples and small business owners. This service is offered to customers in two options:

• Monthly Credit Education Workshop - Register online today!
• One-on-one credit restoration assistance - Call our office to make an appointment

Additionally, we offer the new Pre-Paid debit cards. This is a safe way to establish credit. One of the best features of this card is that it reports card activity and high balances to the three major credit bureaus utilizing new technology from a national credit reporting service. Apply for one today!