The Fair Credit Reporting
Act (FCRA) outlines your personal credit report rights.
Credit bureaus are required to report information accurately
and to remove or correct credit report information that is
outdated or inaccurate. This federal consumer protection law
also requires credit reporting agencies, under certain conditions,
to provide you with a free credit report. To view the Act
online go to http://www.ftc.gov/os/statutes/fcra.htm.
The People's Lawyer
(Richard Alderman) provides legal answers to credit,
debt collections, and various other questios. Visit him on
the web at http://www.peopleslawyer.net.