Legal Information

The Fair Credit Reporting Act (FCRA) outlines your personal credit report rights. Credit bureaus are required to report information accurately and to remove or correct credit report information that is outdated or inaccurate. This federal consumer protection law also requires credit reporting agencies, under certain conditions, to provide you with a free credit report. To view the Act online go to http://www.ftc.gov/os/statutes/fcra.htm.

The People's Lawyer (Richard Alderman) provides legal answers to credit, debt collections, and various other questios. Visit him on the web at http://www.peopleslawyer.net.